Massachusetts Homeowners Insurance Property Protection Information to Help You and Your Family

Property Protection pays for the repair or replacement of your home or personal property if it's damaged or destroyed and the replacement of any stolen property.

Protection from Fire, Lightning and Storms
Your homeowners policy can protect you against from a wide range of damages that can result from: fire, lightning, tornadoes, windstorms, hailstorms, and other natural causes. Your policy protects against the following losses:

• Fire damage to your home.
  
• Damage caused by the water used to extinguish a fire.
  
• Fire damage to trees, shrubs, plants, or lawn.
  
• Smoke damage.
  
• Damage dut to falling trees.
  
• Damage due to weight of ice or snow.
  

Protection from Equipment Failures, Falling Objects, and Structural Failures
Damage to your home or its contents could result from equipment failures, electrical problems, falling objects, vehicles, structural collapse, or any number of other causes. Your policy safeguards you against many of the following losses:

• Freezing of plumbing or heating system.
• Bursting of plumbing or heating system.
• Explosions.
• Hot water system rupture or burning.
• Electrical surge damage to appliances.
• Breakage of glass.
• Falling aircraft and other objects.
• Damage by vehicles.
• Collapse of roof or walls.

Protection from Theft
In today’s world no neighborhood is safe from crime. Whether you have a home security system or not, it is reassuring to know that your homeowners policy is there to protect you against loss from theft, burglary, robbery, and other crime related causes. Your policy also covers losses from:

• Vandalism and malicious mischief.
• Credit card theft or loss.
• Riot, civil commotion, and looting.

If you have any specific questions about Property Protection coverage please call 1.866.3.INSURE or click here to fill out the homeowners insurance request a quote form and have one of our knowledgeable agents contact you at a time that suits you best.