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Massachusetts Professional Liability Insurance -Business Insurance Coverage Massachusetts - Melrose - Natick - Hanover - Boston - Jeff Carbone Insurance Agency, Inc.

Business FAQ













Massachusetts Professional Liability Insurance

If the nature of your business qualifies you as a professional, you cannot go without professional liability insurance coverage. Doing so puts your company at major risk. The frequency of professional liability claims and the size of awards have increased dramatically in recent years. Also called malpractice or errors-and-omissions insurance, professional liability policies are specialized for nature of the liability specific to many professions. Some include physicians and surgeons, lawyers, accountants, engineers, and even insurance agents.

Professional liability insurance policies cover claims against the business and individuals within the organization. Coverage can include both judgment amounts and the costs associated with defending your business against lawsuits.

The two main types of professional liability claims you need to protect yourself against are negligence in the performance of services suits and breach of contract suits. Professional negligence suits are the most costly and more likely to happen. This type of suit would seek damages or claims that a professional failed to adhere to professional standards, resulting in a subsequent loss by the client. While a breach of contract suit claims that a professional has failed to fulfill contractual obligations. Both are very serious issues and can be very costly to defend even when there is no merit to their claims.

If you have any specific questions regarding any business insurance coverage we offer please call 1.866.3.INSURE or click here to fill out the business insurance request a quote form and have one of our knowledgeable agents contact you at a time that suits you best.
 
 
 
 
 
 
 
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